Know When You Can Retire
Most federal employees plan around “earliest eligibility” instead of “strongest outcome.”
The blueprint walks you through your Service Computation Date and the four FERS exit paths so you can see on paper whether retiring now, in a few years, or at a key milestone will make sense.
See Your Real Paycheck
OPM shows you a clean pension number, but that’s gross, not what hits your bank account.
You’ll use the guide’s worksheets to factor in survivor benefits, FEHB premiums, and taxes so you know your net retirement paycheck and how much you’ll really have to spend each month.
Protect Your Spouse & Avoid Mistakes
Decisions about survivor benefits, MRA+10, and when to claim Social Security are often permanent.
The blueprint shows you how these choices affect your spouse’s future income, your tax window, and your TSP withdrawals, so you can avoid the most common, costly mistakes federal employees make in their 60s.